I'm trying to implement Cook-Torrance BRDF and had previously bookmarked this question as it looked very well thought out. Going through it, I'm confused about the Fresnel equation. The author has the equation:
$$ F = c_{spec} + (1 - c_{spec}) (1 - \mathbf{w_i} \cdot \mathbf{h})^5 \tag{1} $$
and says "$c_{spec}$ is the specular color"
Looking elsewhere, I can see this equation is Schlick's approximation, but in other references, $c_{spec}$ is called $R_0$ and is $\left(\frac{n_1-n_2}{n_1+n_2}\right)^2$ which is clearly a number based upon refractive indices and not a colour.
Does equation $(1)$ make sense with colour?